Money trees, or Pachira aquatica, are often seen as the lucky charms of the plant world—bringing good fortune, positive energy, and a touch of financial success to any space. Whether you're looking to grow your indoor plant collection or simply want a low-maintenance companion like a snake plant, the money tree is a perfect choice.
With its glossy leaves, tidy shape, and iconic braided trunk, it’s not only easy to care for but also a beautiful addition to any room. Here, let's cover everything you need to know about caring for a money tree—from light and watering needs to the best techniques for pruning and propagating. With these easy money tree care tips, yours won't just survive—it'll thrive.
How much sunlight does a money tree need?
Money trees like bright, indirect light, such as in an east, south, or west-facing window. Originally from wetlands in Central and South America, your baby tree would be sheltered by mature trees in its native habitat—so don’t give it direct sunlight, which could cause sunburn. On the other hand, if you don’t give your money tree enough light, it has a tendency to get leggy and scraggly. It’s best to rotate the plant every week to keep its nice upright form and prevent it from leaning toward the light.
What is the best way to water a money tree?
Even though money trees grow in wetlands, they don’t like to stay sopping wet. Give it a good drink about every week or two until water runs through the bottom of the pot. Then dump out overflow from the saucer. Allow the soil to become mostly dry before you water again. In winter, put your plant on a shallow tray filled with pebbles and water to boost humidity indoors. You also can group it with other plants because plants transpire, or emit moisture, so it’s beneficial for them to be around each other.
![a money tree plant pachira aquatica green pachira aquatica leaves on beige background](https://hips.hearstapps.com/hmg-prod/images/money-tree-1646759025.jpg?crop=0.507xw:0.760xh;0.127xw,0.0708xh&resize=980:* "A "Money Tree" plant (Pachira Aquatica)")
How do I care for a money tree?
Like most tropical houseplants, the money tree needs a warm home between 65 and 85 degrees Fahrenheit. Don’t let it get a chill from a drafty window or AC vent because it doesn’t like sudden temperature shifts, and it may drop leaves in protest. It’s also fine to feed it with an all-purpose fertilizer in spring and summer during its active growing season.
Are money trees toxic to pets?
According to the ASPCA, money tree is not toxic to pets. However, any plant can cause tummy or GI upset and vomiting if your pet ingests enough, so keep this plant (and all houseplants!) away from nibblers.
How to prune your money tree:
Pruning your money tree is a quick way to keep it happy and healthy. Snip off any yellow or dead leaves to improve its look and air circulation. If it’s getting too tall or leggy, trim the top stem just above a leaf node to encourage bushier growth. Make sure your scissors are sharp and clean to avoid any plant drama. After pruning, give your tree a little extra love with some sunlight and water, and it’ll bounce back in no time.
How to propagate your money tree:
Propagating a money tree is like creating mini versions of your favorite plant! Simply cut a healthy stem with a leaf node and place it in a jar of water (just make sure the node is submerged). Change the water every few days, and after a few weeks, you’ll see roots sprouting. Once the roots are a few inches long, pop it into soil, and you'll have a brand new plant ready to grow.
Arricca Elin SanSone is a writer, editor, and content creator who specializes in lifestyle and gardening. With a background in health reporting, she applies these same research skills when writing about the science of growing things. She trials new plants in her expansive garden, and her houseplant collection consists of 60+ varieties. Arricca has written thousands of articles for publications such as Country Living, House Beautiful, Good Housekeeping, Prevention, VERANDA, Southern Living, and more. She’s happiest when digging in the dirt, baking, or spending time with the people and dogs she loves.
